Why Should I Use a RON When I Can Get It Free at My Bank?

Many people ask why they should pay for Remote Online Notarization (RON) when their bank or credit union may offer in-person notarization services for free. While traditional notary services are often available at no cost through banks, there are several compelling reasons why clients choose to use a RON instead.

Convenience is one of the most significant advantages of RON. With RON, you can complete your notarization from home, your office, or anywhere with an internet connection. You don’t need to take time off work, travel to a branch, or wait in line. RON is especially beneficial for individuals with mobility issues, those living in rural areas, or people who have difficulty accessing transportation.

Availability is another key factor. Bank notaries often work limited hours, typically Monday through Friday during banking hours. RON services are often available 24/7, including evenings, weekends, and holidays. This flexibility is ideal for time-sensitive transactions or clients with non-traditional schedules.

Accessibility is also broader with RON. If you are traveling, living abroad, or in quarantine, you can still complete your notarization without returning to the United States or visiting a branch in person. As long as you meet the ID and technology requirements, RON allows you to notarize from virtually anywhere.

Privacy and focus are additional considerations. RON appointments are one-on-one sessions with a professional notary. There is no waiting area, no exposure to other customers, and no distractions. This can be important when dealing with sensitive or personal documents.

Many institutions charge fees for notary services to non-account holders or offer limited types of documents for free notarization. By contrast, a RON notary typically handles a wide range of documents, including powers of attorney, real estate forms, affidavits, and financial paperwork. RON platforms are also equipped to support multi-signer sessions, remote witnesses, and digital document management.

Finally, RON creates a verifiable, secure audit trail. Every session is recorded, and the document receives a tamper-evident seal. These features provide a higher level of protection than most traditional notarizations, which rely solely on a paper journal and a stamp.

While free in-person notary services may be appropriate for simple or low-priority documents, RON offers unmatched flexibility, security, and accessibility. For clients who value time, privacy, or convenience, the small fee for RON is well worth the benefits.